Free Checking
How our Free Checking Account benefits you
- No monthly service charge and no minimum daily balance requirement.
- Easy 24/7 access with our free Online Banking and Dollar Bank Mobile App: View account activity and balances, transfer money, pay bills through Online Bill Pay with our Bill Payment Guarantee, send money with Zelle®, set up Account Alerts (text message or email), sign up for Text Message Banking and more.*
- Card controls: Turn your card on or off, set up real-time card activity alerts, restrict transactions and more in our free Online Banking or mobile app.
- Fraud alerts: When we notice suspicious activity using your account debit or ATM card, we will send you a text message with purchase details so you can easily review and reply.
- Mobile payments with Google Pay™, Apple Pay® and Samsung Pay.
- Personalize your debit card.
- Free transactions at Dollar Bank ATMs and no surcharge fees at more than 55,000 ATMs with your debit Mastercard® or ATM card.** Allpoint® ATMs can be found at convenient locations like Target®, Walgreens® and CVS ®.
- Reach your savings goals by also opening a Statement Savings Account to link to your Free Checking Account - you can earn interest, transfer money between your accounts and have unlimited withdrawals for easy access to your funds.
- Overdraft Defense includes overdraft protection from a linked savings account and no NSF fees (the fee that is charged when an item is not paid) for all consumer accounts, providing you the flexibility and transparency to effectively manage your accounts. It’s our commitment to shield you from fees, secure and shelter your accounts from added costs and simplify the ability to find out your account balances.
- Easily switch your direct deposit with ClickSWITCH. Quickly and securely move your direct deposits and other automatic payments, such as Social Security, to your new or existing Dollar Bank account.
- Assistance from our digital experts: Members of the Dollar Bank Blue Crew are available to meet with you to help you make the most of our online tools.
- Get paid up to two days early with Early Pay.***
Account details
| Minimum to open | $50 |
| Statement options | Free electronic (required) |
| To avoid a Foreign Fee at non-Dollar Bank ATMs | Maintain a $2,500 average monthly balance in a linked Statement Savings Account or maintain a $4,000 average monthly balance in a Passbook Savings Account |
View full Account and Fee Information
Not sure which checking account is right for you?
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We're here to help 1-800-242-2265
Email us: customerservice@dollarbank.com
Offers are subject to change or cancellation without notice. $50 minimum to open accounts. Must receive an electronic monthly statement.
*The Bill Payment Guarantee is for single payments (current or future dated) and recurring payments. The Guarantee does not apply if the payment processing method changes or if the payment is not processed due to a merchant error or events beyond Dollar Bank’s reasonable control. Message and data rates from your carrier may apply for Alerts and Text Message Banking.
**Surcharges from other banks not in the Allpoint or Freedom Alliance Network may apply when using your debit Mastercard® or ATM card.
***Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.
Mastercard is a registered trademark of Mastercard International Incorporated.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Google Pay™ is a trademark of Google Inc.
Apple Pay® is a registered trademark of Apple, Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Google Pay, Apple Pay and Samsung Pay services.
Allpoint is a registered trademark of ATM National, LLC.
CVS is a trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.