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Home improvements with little equity required

Do you need to make home improvements but don't have the extra funds?  The Home Works Home Loan is a great solution because there is little or no equity required - which makes it ideal for new homeowners.

The Home Works Home Loan also makes home repairs and improvements more affordable with special extended terms that help keep your fixed, monthly payments low.  You can borrow up to $50,000 which should cover the cost of most home improvement projects.  And, you can choose to make the improvements yourself or hire a contractor.  

Most home improvements are eligible, such as:

  • Additions
  • Driveways
  • Plumbing
  • Landscaping
  • Siding
  • Insulation
  • Storm Windows
  • New Roof

Home improvement loan rates 

ProductTermLoan AmountAPR as Low as*
Monthly Payment
Unsecured Home Improvement Loan60 months$5,0009.69% $105.47
Secured Home Improvement Loan (Subordinate Lien Only)120 months $25,0008.69% $312.51

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* The Annual Percentage Rates (APRs) shown are available to well-qualified borrowers and include a .25% discount with any one of several qualifying checking accounts. The APRs are not available for the refinance of an existing Dollar Bank loan or mortgage. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. For real estate secured products, property insurance is required and flood insurance may be required. An appraisal ranging from $75 to $695 may be required. For loans secured by your home, closing costs typically range from $270 to $695(up to $1,900 in VA and up to $3,725 in MD) and can vary depending upon property type, location, and loan amount. Your actual APR will be determined by the amount of your loan, loan-to-value and lien position if applicable, repayment term,, and a review of your credit. APRs are accurate when accessed and are subject to change without notice. For residents of Dollar Bank's markets only. Approval is subject to Dollar Bank underwriting guidelines.