Purchasing Your Next Home

The best time to get pre-qualified for a mortgage is before you meet with a realtor. Getting pre-qualified is important because then you’ll know approximately how much home you can afford and what your estimated costs will be. Also, most realtors won’t even begin showing you homes until you’ve been pre-qualified.
 
In the current market with a lack of inventory, some real estate agents prefer a pre-approval over a pre-qualification, as pre-approval includes a verification process through your lender to determine exactly how much you are qualified to borrow. Contact our mortgage experts to learn more about pre-approval and how it differs from pre-qualification. 
 

Our goal is to make obtaining a mortgage easier by providing you with information about how credit plays an important role in getting a mortgage application approved. With the help from Dollar Bank, you also may realize the dream of owning your own home.

Some individuals experienced difficulty qualifying for a mortgage due to insufficient savings for a down payment and/or past and present credit difficulties.

If you've experienced any of these obstacles, Dollar Bank can help. With our Homeownership Program, you'll gain the knowledge you'll need to get ready to purchase a home. Regardless of whether or not you've been denied a mortgage in the past, our program can be beneficial in preparing you for the purchase of a home. There is no cost or obligation to enter this program.

Learn more about the Homeownership Program.