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Buy a Home

Your journey to homeownership begins here.

Buying a home may be the largest investment you ever make, but it doesn’t have to be complicated. We’re here to guide you in finding the best mortgage for you. Ready to get started?

First time buying a home?

We're with you every step of the way. Check out our collection of resources to help you better understand the home buying process.


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Ready to apply for a mortgage?

Already know what mortgage you want? Apply online today!



Apply Now

Want to talk with a mortgage expert?

Connect with a member of our mortgage team online or by calling 1-800-344-5626 Monday - Friday from 8:00 AM - 6:00 PM.


Find a Mortgage Expert

Follow these 5 steps to get a mortgage

Before you begin looking at homes and neighborhoods, it’s important to determine how much you can comfortably afford to spend on a house. Establishing your price range will save time and effort in your search by helping to focus your attention on homes that are legitimate options.

Estimate your monthly mortgage 
Selecting a mortgage that meets your needs is not an easy job. The challenge is choosing the mortgage that best fits your financial picture today, as well as the changes that may occur in your finances over the next several years. View our current mortgage products to compare your options, or talk to one of our mortgage experts to discuss the right option for you by calling 1-800-344-5626 Monday - Friday from 8:00 AM - 6:00 PM.  If you already know what you want, start your application online. 

View Our Current Mortgage Products
Getting pre-qualified is important because then you’ll know approximately how much home you can afford and what your estimated costs will be, so you can quickly begin negotiating a great deal on the purchase of your new home! To get pre-qualified, apply online or call 1-800-344-5626.

In the current market with a lack of inventory, some real estate agents prefer a pre-approval over a pre-qualification, as pre-approval includes a verification process through your lender to determine exactly how much you are qualified to borrow. Contact our mortgage experts to learn more about pre-approval and how it differs from pre-qualification. 

Apply Online

Once you’ve been pre-qualified, you’ll complete your mortgage application with one of our mortgage experts. They’ll guide you through the entire process and help make it as seamless as possible to get you closed on your mortgage and into your new home!

Contact a Mortgage Expert

When you reach the closing for your mortgage, you’re in the home stretch! All of the tough decisions have been made and all you need to do is carefully review the documents presented to you before signing them. We've got all the details for you, including a clear and concise explanation of this process with an explanation of the documents involved.

Learn About the Closing Process

You don’t have to figure it out on your own.

Talk with one of our mortgage experts, who will answer all your questions and help you determine how to reach your goals. Connect with a member of our mortgage team online or by calling 1-800-344-5626 Monday - Friday from 8:00 AM - 6:00 PM. 

Ask how you can save $500 on your closing costs.*

The information presented is general in nature and is for information purposes only. It is not intended to provide specific legal, tax or other advice to individuals.

*The $500 credit towards closing costs applies to Dollar Bank Residential Lending Department loan applications for a 1-4 unit, first lien residential purchase or refinance mortgage loans and requires Everything Checking to remain in place for three years. Everything Checking is subject to terms and conditions that may change after account opening. Ask for the Account Information Schedule for details. Offer excludes no closing costs products and government sponsored loan programs including VA and Government Bond Loans. All applications are subject to approval under Dollar Bank's underwriting guidelines. Property securing the loan must be in Dollar Bank's market areas. Subject to change without notice.