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Turn your home equity into cash!

Get a rate as low as 5.99% APR*.

Still wondering how you can finance the one thing you've been wanting to do? Whatever you have on your list this fall, do it with a Dollar Bank Home Equity Loan. We'll help turn your plans into an affordable reality with a great rate and a fixed monthly payment for easy budgeting. 

Apply online or visit one of our dedicated loan centers and talk with a loan expert about the best solution for your budget and lifestyle. 

Apply now


No payments until 2026

Home equity loan payment examples

Available for 1st or 2nd lien

No closing costs*

No payments until 2026**

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Get started on your plans with a great home equity loan.

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Home Remodel

Renovations or repairs overdue? Tap into your home's equity to lock in a great rate on a loan.

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Debt Consolidation

Need to simplify your bills? Put your home equity to work consolidating your high interest debt. 

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Major Purchase

Looking to finance a major purchase like a dream wedding or an education? Your home can help!

Ready to talk loans? 

We understand that when you're ready for a loan, you need an experienced loan expert who will listen to your goals and develop the perfect borrowing solution for you. Our representatives don’t take sales commissions, which means their only focus is finding the best loan for you. 

Visit one of our dedicated loan centers and talk with a loan expert today. 

Here's some information to have handy:

  • Information about your existing loans  
  • Your estimated monthly income and expenses 
  • Employment information 
  • The estimated value of your home 
  • Property tax information 
  • Homeowners insurance information

Want us to contact you instead?

Simply complete the form below and a loan expert from your area will reach out to you.


* No closing costs for loan amounts up to $500,000. If your loan is prepaid in full within 36 months, you will reimburse Dollar Bank for third-party closing costs paid. The Annual Percentage Rate (APR) shown is accurate as of 7/16/25 and is available to well qualified borrowers for a home equity loan, a loan-to-value (LTV) ratio of 80% or less, and a debt-to-income ratio of 45% or less.  APR includes a 1/4% discount with any one of several qualifying checking accounts and is not available for the refinance of an existing Dollar Bank loan, line, or mortgage unless the refinance includes $15,000 or more of new money available or advanced. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening.  Available for one to four family owner-occupied property only.  Home Equity Loan transaction must result in first or second lien mortgage and cannot be a purchase money mortgage.  The monthly payment per $1,000 borrowed at 6.44% APR is $14.82 for 7 years; monthly payment per $1,000 borrowed at 6.14% APR is $11.17 for 10 years; monthly payment per $1,000 borrowed at 5.99% APR is $9.75 for 12 years; monthly payment per $1,000 borrowed at 5.99% APR is $8.43 for 15 years. Payment does not include taxes and insurance premiums, the actual payment obligation will be greater.  Your actual APR may be higher based on the amount of your loan, loan-to-value, lien position, repayment term, and review of your credit. Other rates and terms are available.  Rate and offer subject to change without notice and cannot be combined with any other offer.  Property insurance is required. Borrower is responsible for any recording-related taxes or fees in Maryland and Virginia. Offer does not apply to Home Works Home Loans. For residents of Dollar Bank’s market areas only.  Approval is subject to Dollar Bank underwriting guidelines. 

**Applies to home equity loans closed by October 3, 2025 or later. Interest will continue to accrue and may increase monthly payment and loan APR.