Home Equity Rates

* The Annual Percentage Rates (APRs) shown are available to well qualified borrowers and include a .25% discount with any one of several qualifying checking accounts. The APRs are not available for the refinance of an existing Dollar Bank loan or mortgage, but Fixed Rate Term Loans and Variable Rate Home Equity Lines of Credit refinances may be eligible for the .25% discount with $15,000 or more of new money available or advanced. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Rates are based on Home Equity Lines of Credit and Home Equity 2^nd Lien Loans up to $400,000, Home Equity Loan 1^st Lien Loans up to $500,000, one to four family owner-occupied property, loan-to-value (LTV) ratio of 80% or less, and a debt-to-income ratio of 45% or less. For real estate secured products, property insurance is required and flood insurance may be required. An appraisal ranging from $75 to $695 may be required. For loans secured by your home, closing costs typically range from $270 to $430 (up to $1,900 in VA and up to $3,725 in MD) and can vary depending upon property type, location, and loan. For variable Lines of Credit, APR is based on Prime Rate which may increase after account opening, and the $50 annual fee is waived in first year. Your actual APR will be determined by the amount of your loan, loan-to-value and lien position if applicable, repayment term, and a review of your credit. APRs are accurate when accessed and are subject to change without notice. For residents of Dollar Bank’s market areas only. Approval is subject to Dollar Bank underwriting guidelines.  
**No closing costs on loan amounts up to $500,000. If your loan is prepaid in full within 36 months, you will reimburse Dollar Bank for third-party closing costs paid. The Annual Percentage Rate (APR) is available to well qualified borrowers with a loan-to-value (LTV) ratio of 80% or less and a debt-to-income ratio of 45% or less. APR includes a 1/4% discount with any one of several qualifying checking accounts and is not available for the refinance of an existing Dollar Bank loan, line, mortgage, or credit card. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Available for one to four family owner-occupied property only. Home Equity Loan transaction must result in first lien mortgage and cannot be a purchase money mortgage. Payment does not include taxes and insurance premiums, the actual payment obligation will be greater. Your actual APR may be higher based on the amount of your loan, loan-to-value, lien position, repayment term, and review of your credit. Other rates and terms are available. Rate and offer subject to change without notice and cannot be combined with any other offer. Property insurance is required. Borrower is responsible for any recording-related taxes or fees in  Maryland and Virginia. Offer does not apply to Home Works Home Loans.