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Personal » Borrowing » Credit Cards

Rewards Credit Card

Dollar Bank offers one of the best cash back credit cards around, with no annual fee!

Rewards Credit Card Benefits

  • Earn a 1.25% unlimited cash back rebate on card purchases*
  • 0% APR 6-month introductory rate on purchases and balance transfers
  • After the introductory period ends, enjoy a low regular rate of Prime + 8.99% APR on purchases and balance transfers, currently 12.24%
  • No annual fee 
  • Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking

  •  Mastercard checks to make purchases on your account where credit cards are not accepted and for balance transfers from other high interest credit cards 

How We Help Keep Your Rewards Credit Card Account Safe

  • Card Control - This FREE app lets you decide how, when and where your cards are available for use - allowing you to stay in control of your accounts. Turn your card on or off, set up alerts, restrict card transactions and more. Card Control works with your Dollar Bank personal and business debit and credit cards.
  • 24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309
  • Emergency Card Replacement and Cash Disbursement
  • Lost/Stolen Card Reporting
  • Zero Liability Protection**
  • FREE Mastercard® ID Theft ProtectionTM*** including 24/7 Identity Theft Resolution Service, identity monitoring and more  
  • Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit****
  • MasterRental
  • Access to your account information 24/7 by calling 1-800-345-3655

Applying for a cash back Rewards Credit Card is easy!


To request an application or apply over the phone, call 1-800-447-2823.

You can also apply in person at any Dollar Bank office. Find a location near you in Pittsburgh, Cleveland or Virginia Beach. 

Use our Debt Management Calculators to:

Please read the Dollar Bank Rewards Credit Card disclosure information below, or click here for the full Rewards Credit Card disclosure.

Interest Rates and Interest Charges



Annual Percentage Rate (APR) for Purchases

0.00% APR Introductory Rate for the first 6 months. 

After that, your APR will be 12.24%.
This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

0.00% APR Introductory Rate for the first 6 months. 

After that, your APR will be 12.24%.
This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances

This APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Finance Charge

If you are charged interest, the charge will be no less than $0.50.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at:




Annual Fee


Transaction Fees

- Balance Transfer


- Cash Advance

- Foreign Transaction


Either $5.00 or 1% of the amount of the transfer, whichever is greater, for the first six months.
Then $5.00 or 3% of the transfer, whichever is greater. Maximum fee is $150.00. 

Either $5.00 or 3% of the cash advance, whichever is greater.

3% of the $US value of each transaction. $0.50 minimum.

Penalty Fees

- Late Payment

- Returned Payment


Up to $35.00

Up to $35.00



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