Dollar Bank offers one of the best cash back credit cards around, with no annual fee!
Rewards Credit Card Benefits
How We Help Keep Your Rewards Credit Card Account Safe
- Card Control - This FREE app lets you decide how, when and where your cards are available for use - allowing you to stay in control of your accounts. Turn your card on or off, set up alerts, restrict card transactions and more. Card Control works with your Dollar Bank personal and business debit and credit cards.
- 24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309
- Emergency Card Replacement and Cash Disbursement
- Lost/Stolen Card Reporting
- Zero Liability Protection**
- FREE Mastercard® ID Theft ProtectionTM*** including 24/7 Identity Theft Resolution Service, identity monitoring and more
- Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit****
- MasterRental
- Access to your account information 24/7 by calling 1-800-345-3655
Applying for a cash back Rewards Credit Card is easy!
APPLY NOW »
To request an application or apply over the phone, call 1-800-447-2823.
You can also apply in person at any Dollar Bank office. Find a location near you in Pittsburgh, Cleveland or Virginia Beach.
Use our Debt Management Calculators to:
Please read the Dollar Bank Rewards Credit Card disclosure information below, or click here for the full Rewards Credit Card disclosure.
Interest Rates and Interest Charges
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Annual Percentage Rate (APR) for Purchases
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0.00% APR Introductory Rate for the first 6 months.
After that, your APR will be 12.24%.
This APR will vary with the market based on the Prime Rate.
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APR for Balance Transfers
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0.00% APR Introductory Rate for the first 6 months.
After that, your APR will be 12.24%.
This APR will vary with the market based on the Prime Rate.
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APR for Cash Advances
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14.24%
This APR will vary with the market based on the Prime Rate.
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How to Avoid Paying Interest on Purchases
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Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
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Minimum Finance Charge
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If you are charged interest, the charge will be no less than $0.50.
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For Credit Card Tips from the Consumer Financial Protection Bureau
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: https://www.consumerfinance.gov/learnmore.
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Fees
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Annual Fee
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None
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Transaction Fees
- Balance Transfer
- Cash Advance
- Foreign Transaction
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Either $5.00 or 1% of the amount of the transfer, whichever is greater, for the first six months.
Then $5.00 or 3% of the transfer, whichever is greater. Maximum fee is $150.00.
Either $5.00 or 3% of the cash advance, whichever is greater.
3% of the $US value of each transaction. $0.50 minimum.
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Penalty Fees
- Late Payment
- Returned Payment
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Up to $35.00
Up to $35.00
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*Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns), which will be displayed on Periodic Billing Statements as "Cash Back Rebate."
**Zero Liability does not apply to certain prepaid cards or corporate cards. Certain terms, conditions and exclusions apply. Please see mastercard.us/zero-liability.html for more details.
***This benefit is provided by Generali Global Assistance Inc. Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.
****Must be under age 66 to purchase Credit Life Insurance.
Mastercard is a registered trademark and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.
Information is current as of and may change thereafter. For details call 1-800-447-2823.
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See your account agreement for more details.
Loss of Introductory APR: We may end your introductory APR if your payment is more than 30 days past due. Your regular rate will then apply.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your APR may vary. The rate for purchases and balance transfers is determined by adding 8.99% to the Prime Rate. The rate for cash advances is determined by adding 10.99% to the Prime Rate. The Prime Rate is defined as the highest Prime Rate published in the Wall Street Journal on the 10th day of the calendar month prior to your billing cycle.
Cash Back Rebate Terms and Conditions
Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns), which will be displayed on Periodic Billing Statements as "Cash Back Rebate." Open accounts that are not in default under this Agreement or otherwise restricted will accumulate rebates; however the Cash Back Rebate Amount must be at least $10.00 before a distribution will be made.
The rebate will be distributed semi-annually in January and July and will be based on the Periodic Statements in December and June. Accounts with rebate amounts of less than $10.00 or that are in default or otherwise restricted are not eligible for distributions. If an account is not eligible for a distribution for any reason in one distribution period, the accumulated rebates will carry over to the next period. If an account is closed for any reason, all accumulated Cash Back Rebates for that account will be forfeited. The account holder is responsible for any taxes on Cash Back Rebates. Dollar Bank reserves the right to cancel or otherwise change the terms applicable to the Cash Back Rebate program at any time with 30 days prior written notice.