Business Track, Compliance and Disclosures
Business Track®
Your Business Track Account allows you to effectively manage all of your merchant processing activity online.
https://www.businesstrack.com/manage/landing
PCI Compliance
Make sure your business is Payment Card Industry (PCI) Compliant. Complete this form within 30 days of enrollment and then just once annually to stay up-to-date on cardholder data controls, helping to reduce fraud.
https://www.pciapply.com/pci_fihd_login.aspx
Tips to reduce payment processing risks
Protecting company and customer data is imperative for any business owner. To help protect your business, consider taking the following precautions.
- Monitor activity and review your settlement reports.
- Password protect your point-of-sale device.
- Protect your customers’ data and properly store cardholder information.
- Clearly communicate your return, refund and/or cancellation policies to the cardholder at the time of the transaction.
Card present
- Examine cards carefully. Make sure they bear a hologram and have not been altered in any way.
- Check signature to confirm cardholder identity. If there is no signature on the card, ask the customer to sign it and provide you with proper identification to confirm their identity.
- Always obtain authorization. Do not complete any transaction if the authorization request was declined.
Card not present
- Collect as much cardholder information as possible. The cardholder’s name as it appears on the card; the best contact phone number; full credit card number; expiration date; CVV2. CVC2 or CID information; and the billing address (which may be different than the shipping address).
Point-of-sale terminals
- Encrypt data on your point-of-sale terminals
- Restrict the number of authorized users and Internet access to only those destinations required for point-of-sale functions
Additional resources
If you have any questions, please call 412-261-8130.