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Educational Banking Program

Our goal is to provide a worthwhile educational experience for individuals of all ages, from kindergarten to college and beyond. The purpose of our program is to help people increase their financial education and its application in daily life through a hands-on classroom setting.

The Dollar Bank Educational Banking Program is available at no cost and there are no obligations. The program sessions are presented by experienced bankers and members of Dollar Bank’s management teams.

student-overlap

Available Seminars

  • Basics of a Checking Account: Learn the basics of how to select a bank and a checking account
  • Importance of Savings: Learn how to Pay Yourself First and make your financial goals a number one priority
  • Budgeting: Create a strategy for your personal finances that you can live with and manage easily
  • Using Credit Responsibly: Utilize credit reports to know when to spend, how to increase your credit score and the advantages of having good credit
  • Loans: Learn about the different types of loans and how to make the right selection for your needs
  • Preventing Identity Theft: Learn how to keep your identity safe
Individuals learn how to create and manage a budget and not let their money manage them. We discuss what lenders are looking for in potential borrowers, how loans are amortized, how to build credit, how to increase credit scores and protect their identity. We discuss the basic of alternate investments and retirement planning savings products, such a 401(k) accounts. Individuals will also learn how to help their children prepare for their financial future as well as how emotional intelligence impacts views on money.
Students should have their own checking account and be trying to build a positive credit report. Knowing how to successfully manage checking accounts and develop savings and budgeting plans become extremely important. Students are made aware of what lenders look for in potential borrowers, how loans are amortized, how to build credit, how to avoid low credit scores and how to protect their identity. Alternate investments and savings products, such as 401(k) accounts, are also discussed with students.
Students should be able to grasp the concept of money and how it’s used - by exchanging currency for a good or service. We discuss what a bank is and what its functions are, emphasize the importance of saving money and encourage the students to think of what they’d like to save their money for in the future. Facilitators will engage the student with MONEY Bingo, drawing and counting activities.
Students should have a thorough working knowledge of how to handle personal finances as they are preparing for college or the work force. At this level, the mechanics of a checking account and importance of a savings plan are heavily emphasized, as well as the most effective ways to manage money (including electronic resources such as online banking systems and debit cards.) Concepts of borrowing money, credit cards and building good credit are discussed in detail, helping students understand their financial responsibilities as a young adult.
Students should be able to utilize mathematical theories that they are currently studying to emphasize the key elements of banking. We illustrate the basic principles of interest and how money in a savings account can grow over time with regular contributions. The functions of checking accounts are introduced to students at this level, as well as the basics of borrowing money. We introduce hands-on activities to students, such as writing checks and keeping a bank register.

Contact us today

For more information, please email EducationalBankingProgram@dollarbank.com.