Smart and Platinum Savings
Don't miss this rate of up to a 4.25% APY!*
Perfect for customers with balances up to $25,000.
No monthly service fee or minimum balance requirement.
For both accounts:
- Earn up to a 4.25% APY - that's more than 11X the national savings rate*
- Provides the benefit of an Everything Checking Account
- The safety of FDIC insurance
- You can easily open your account online in less than five minutes
Not sure which savings account is right for you? Compare our savings accounts.
Banking with Dollar Bank is easy.
Both Smart Savings and Platinum Savings accounts have convenient features that help you reach your financial goals.
Get paid up to two days early.**
With the Allpoint® ATM Network, access 55,000 surcharge-free ATMs at convenient locations like Target®, Walgreens® and CVS®.***
Bank online or on the Dollar Bank Mobile App.
Maximize your savings with easy transfers from your checking account.
Deposit checks with a few taps on your phone.
Take the next step.
Open your account online or schedule an appointment at your local Dollar Bank branch to open in person!
*4.25% Annual Percentage Yield on Smart Savings balances up to $10,000. Balances between $10,000.01 and $25,000 will earn an APY ranging from 4.25% to 3.50% based on a rate of 3.00%. Balances above $25,000 will earn an APY ranging from 3.50% to 1.00% based on a rate of 1.00%. Rates may change after an account is opened. All rates are accurate as of 2/19/25 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $50 minimum to open. A valid Everything Checking Account is required to open and maintain a Smart Savings Account and the rates for Smart Savings require Everything Checking with eight qualifying monthly posted payments. Limit one Smart Savings Account per customer. For Dollar Bank’s market areas only. National average comparison was made based on rates as reported by the FDIC.gov on 6/16/25. 3.00% Annual Percentage Yield on Platinum Savings balances up to $25,000. Balances between $25,000.01 and $99,999.99 earn 4.00% APY, balances between $100,000 and $5,000,000 earn 4.25% APY and balances $5,000,000.01 and above earn 3.00% APY. Rates may change after an account is opened. All rates are accurate as of 6/4/25 and are subject to change without notice. Platinum Savings must include a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Fees may reduce earnings. Ask for Account Information Schedule for deposit account details. $50 minimum to open. The rates for Platinum Savings require a linked qualifying checking account with eight qualifying monthly posted payments. Limit one Platinum Savings Account per customer. For Dollar Bank’s Pennsylvania and Maryland markets only. National average comparison was made based on rates as reported by the FDIC.gov on 6/16/25.
**Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.
***Surcharges from other banks not in the Allpoint or Freedom Alliance Network may apply when using your debit Mastercard® or ATM card.
CVS is a trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.