Everything Checking
The best checking account with all the perks
As part of the Allpoint® ATM Network, access 55,000 free ATMs at convenient locations like Target®, Walgreens® and CVS®.**
Send money to people you know and trust within Dollar Bank's Online Banking and Mobile App.*
Turn your card on or off if it's lost or misplaced. Get real-time card activity alerts and control and restrict card transactions.
Quickly and securely move your direct deposits and other automatic payments to your Dollar Bank account with ClickSWITCH.
- Interest checking account: Earn interest on your checking balance.
- Free ATM access at more than 55,000 locations and no ATM fees ever from Dollar Bank with your debit Mastercard® or ATM card.** Allpoint® ATMs can be found at convenient locations like Target®, Walgreens® and CVS®.
- Easy 24/7 access with our free Online Banking and Dollar Bank Mobile App: View account activity and balances, transfer money, pay bills through Online Bill Pay with our Bill Payment Guarantee, send money with Zelle®, set up Account Alerts (text message or email), sign up for Text Message Banking and more.***
- Card controls: Turn your card on or off, set up real-time card activity alerts, restrict transactions and more in our free Online Banking or mobile app.
- Fraud alerts: When we notice suspicious activity using your account debit or ATM card, we will send you a text message with purchase details so you can easily review and reply.
- Mobile payments with Google Pay™, Apple Pay® and Samsung Pay.
- Personalize your debit card.
- 50% off of checks.
- Overdraft Defense includes overdraft protection from a linked savings account and no NSF fees (the fee that is charged when an item is not paid) for all consumer accounts, providing you the flexibility and transparency to effectively manage your accounts. It’s our commitment to shield you from fees, secure and shelter your accounts from added costs and simplify the ability to find out your account balances.
- Easily switch your direct deposit with ClickSWITCH. Quickly and securely move your direct deposits and other automatic payments, such as Social Security, to your new or existing Dollar Bank account.
- Assistance from our digital experts: Members of the Dollar Bank Blue Crew are available to meet with you to help you make the most of our online tools.
- Get paid up to two days early with Early Pay.****
| Account Name | Minimum To Open | Account Balance | APY* |
|---|---|---|---|
| Everything Checking | $50.00 | $0.00-$99,999,999.99 | 0.10 % |
Enjoy extra savings with Everything Banking
Everything Checking customers can enjoy extra savings with our Everything Banking offers.
- Earn a great interest rate with no minimum balance or monthly service charge with a Smart Savings Account.*****
- Earn a great rate on a Relationship CD, exclusively for Everything Checking customers.
- 1/4% rate loan discount offer: When you apply for a Dollar Bank consumer fixed rate loan or line of credit, we’ll take 1/4% off of your rate when you have an Everything Checking Account.******
- $500 off costs at closing mortgage offer: We always have low mortgage rates and fees. Apply for a mortgage at Dollar Bank and we’ll take $500 off of your costs at closing when you have an Everything Checking Account.*******
- Get 1.25% cash back on purchases with a Rewards Credit Card. Get a great intro rate and earn cash every time and everywhere you use your card.********
Account details
| Minimum to open | $50 |
| Monthly Service Fee | $5 |
| Method to reduce fee | $0 monthly fee with either 6 payments or $2,500 average collected balance |
| Statement options | Free electronic or $3 mailed |
View full Account and Fee Information
What counts as a payment? Monthly posted payment transactions include checks, Online Banking bill payments, Telephone Banking bill payments, ACH debit, and point-of-sale transactions (both signature and PIN-based). Easily keep track of your transactions in Online Banking or our mobile app.
Not sure which checking account is right for you?
Compare our Checking Accounts
We're here to help 1-800-242-2265
Dollar Bank representatives are available Monday - Friday from 8:00 AM - 8:00 PM and Saturday from 9:00 AM - 3:00 PM.
Email us: customerservice@dollarbank.com
*Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
**Surcharges from other banks not in the Allpoint or Freedom Alliance Network may apply when using your debit Mastercard® or ATM card.
***The Bill Payment Guarantee is for single payments (current or future-dated) and recurring payments. The Guarantee does not apply if the payment processing method changes or if the payment is not processed due to a merchant error or events beyond Dollar Bank’s reasonable control. Message and data rates from your carrier may apply for Alerts and Text Message Banking.
****Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.
*****Rates may change after an account is opened. Fees may reduce earnings. Ask for Account Information Schedule for deposit account details. $50 minimum to open. A valid Everything Checking Account is required to open and maintain a Smart Savings Account and the rates for Smart Savings require Everything Checking with eight qualifying monthly posted payments. Limit one Smart Savings account per customer. For Dollar Bank’s market areas only.
******The Loan Discount is not available for the refinance of an existing Dollar Bank Consumer loan, line, or mortgage unless the refinance includes $15,000 or more of new money available or advanced. The Loan Discount does not apply to Dollar Bank Residential Lending Department loan applications.
*******The $500 credit towards closing costs applies to Dollar Bank Residential Lending Department loan applications for a 1-4 unit, first lien residential purchase or refinance mortgage loans and requires Everything Checking to remain in place for three years. Everything Checking is subject to terms and conditions that may change after account opening. Ask for the Account Information Schedule for details. Offer excludes no closing costs products and government sponsored loan programs including VA and Government Bond Loans. All applications are subject to approval under Dollar Bank's underwriting guidelines. Property securing the loan must be in Dollar Bank's market areas. Subject to change without notice.
********Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns), which will be displayed on Periodic Billing Statements as "Cash Back Rebate."
Mastercard is a registered trademark of Mastercard International Incorporated.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Google Pay™ is a trademark of Google Inc.
Apple Pay® is a registered trademark of Apple, Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Google Pay, Apple Pay and Samsung Pay services.
Allpoint is a registered trademark of ATM National, LLC.
CVS is a trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.