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IRA Rates

*Annual Percentage Yields (APY) are accurate as of 06/01/2025 @ 6:01:11 AM and are subject to change without notice. Fee may reduce earnings. Rates are not effective until the account is opened. A penalty may be imposed for early withdrawals for CDs. Money Market rates may change after account opening. Accounts are available only to customers with a primary residence in Dollar Bank's markets. Dollar Bank reserves the right to set new money minimums for any CD offers at its sole discretion. Currently the following CDs require a minimum new money increase of $25,000 based on the CD owner(s) average daily deposit balances during the past 30 days. Terms: 7, 13, 25, and 49 Months
Account Name Term Minimum Balance APY*
IRA Bump-up CD 15 months $500.00 0.05 % (APY)
IRA CD Ladder 6 months $1,500.00 1.00 % (APY)
IRA CD Ladder 12 months $1,500.00 2.25 % (APY)
IRA CD Ladder 18 months $1,500.00 2.50 % (APY)
IRA CD Ladder 24 months $1,500.00 2.50 % (APY)
IRA CD Ladder 30 months $1,500.00 2.50 % (APY)
IRA CD Ladder 36 months $1,500.00 2.50 % (APY)
IRA CD Ladder 48 months $1,500.00 2.50 % (APY)
IRA CD Ladder 60 months $1,500.00 3.00 % (APY)
IRA CD Ladder 120 months $1,500.00 3.00 % (APY)
IRA Money Market Account N/A $0.00-$4,999.99 0.10 % (APY)
IRA Money Market Account N/A $5,000.00-$99,999,999.99 0.10 % (APY)
IRA Premium Money Market Account N/A $0.00-$9,999.99 0.10 % (APY)
IRA Premium Money Market Account N/A $10,000.00-$24,999.99 0.10 % (APY)
IRA Premium Money Market Account N/A $25,000.00-$49,999.99 1.00 % (APY)
IRA Premium Money Market Account N/A $50,000.00-$99,999.99 1.00 % (APY)
IRA Premium Money Market Account N/A $100,000.00-$99,999,999.99 1.00 % (APY)
IRA Relationship CD 12 months $500.00 2.35 % (APY)
IRA Traditional Term CD 3 months $500.00 0.10 % (APY)
IRA Traditional Term CD 7 months $500.00 0.15 % (APY)
IRA Traditional Term CD 7 months $25,000.00 4.00 % (APY)
IRA Traditional Term CD 7 months $1,000,000.01 0.15 % (APY)
IRA Traditional Term CD 9 months $500.00 1.00 % (APY)
IRA Traditional Term CD 12 months $500.00 2.25 % (APY)
IRA Traditional Term CD 13 months $500.00 0.50 % (APY)
IRA Traditional Term CD 13 months $25,000.00 3.90 % (APY)
IRA Traditional Term CD 13 months $1,000,000.01 0.50 % (APY)
IRA Traditional Term CD 18 months $500.00 2.50 % (APY)
IRA Traditional Term CD 24 months $500.00 2.50 % (APY)
IRA Traditional Term CD 25 months $500.00 0.50 % (APY)
IRA Traditional Term CD 25 months $25,000.00 3.75 % (APY)
IRA Traditional Term CD 25 months $1,000,000.01 0.50 % (APY)
IRA Traditional Term CD 30 months $500.00 2.50 % (APY)
IRA Traditional Term CD 36 months $500.00 2.50 % (APY)
IRA Traditional Term CD 48 months $500.00 2.50 % (APY)
IRA Traditional Term CD 49 months $500.00 0.25 % (APY)
IRA Traditional Term CD 60 months $500.00 3.00 % (APY)
IRA Traditional Term CD 72 months $500.00 3.00 % (APY)
IRA Traditional Term CD 120 months $500.00 3.00 % (APY)