IRA Rates

Disclosures

*Annual Percentage Yields (APY) are accurate as of 11/12/2026 @ 6:01:15 AM and are subject to change without notice. Fees may reduce earnings. Rates are not effective until the account is opened. A penalty may be imposed for early withdrawal. Accounts are available only to customers with a primary residence in Dollar Bank’s Pennsylvania market.
**Dollar Bank reserves the right to set new money minimums for any CD offers at its sole discretion. Currently the following CDs require a minimum new money increase of $25,000 based on the CD owner(s) average daily deposit balances during the past 30 days. Terms: 7, 13, 25, and 49 Months.
Products	Term	Minimum Balance	APY^*
Bump-Up CD IRA Competitive rate now, with the option to bump up if rates rise.	15 mo.	$500.00	0.05% (APY)
CD Ladder IRA A high blended rate with regular access to your money.	6 mo.	$1,500.00	1.00% (APY)
	12 mo.	$1,500.00	2.25% (APY)
	18 mo.	$1,500.00	2.50% (APY)
	24 mo.	$1,500.00	2.50% (APY)
	30 mo.	$1,500.00	2.50% (APY)
	36 mo.	$1,500.00	2.75% (APY)
	48 mo.	$1,500.00	2.75% (APY)
	60 mo.	$1,500.00	3.25% (APY)
	120 mo.	$1,500.00	3.25% (APY)
Relationship CD IRA Our highest CD rates when paired with Everything Checking.	12 mo.	$500.00	2.35% (APY)
Traditional Term IRA Lock in competitive interest on terms from 6 months to 10 years.	3 mo.	$500.00	0.10% (APY)
	7 mo. ^**	$500.00	0.15% (APY)
	7 mo.	$25,000.00	4.00% (APY)
	7 mo.	$1,000,000.01	0.15% (APY)
	9 mo.	$500.00	1.00% (APY)
	12 mo.	$500.00	2.25% (APY)
	13 mo. ^**	$500.00	0.50% (APY)
	13 mo.	$25,000.00	4.30% (APY)
	13 mo.	$1,000,000.01	0.50% (APY)
	18 mo.	$500.00	2.50% (APY)
	24 mo.	$500.00	2.50% (APY)
	25 mo. ^**	$500.00	0.50% (APY)
	25 mo.	$25,000.00	4.30% (APY)
	25 mo.	$1,000,000.01	0.50% (APY)
	30 mo.	$500.00	2.50% (APY)
	36 mo.	$500.00	2.75% (APY)
	48 mo.	$500.00	2.75% (APY)
	49 mo. ^**	$500.00	0.25% (APY)
	49 mo.	$25,000.00	4.30% (APY)
	60 mo.	$500.00	3.25% (APY)
	72 mo.	$500.00	3.25% (APY)
	120 mo.	$500.00	3.25% (APY)
IRA Money Market Account The freedom to access your money whenever you want without losing interest earning potential.		$0.00–$4,999.99	0.10% (APY)
		$5,000.00+	0.10% (APY)
IRA Premium Money Market Account Choose when you want to make deposits and how much to contribute.		$0.00–$9,999.99	0.10% (APY)
		$10,000.00–$24,999.99	0.10% (APY)
		$25,000.00–$49,999.99	1.00% (APY)
		$50,000.00–$99,999.99	1.00% (APY)
		$100,000.00+	1.00% (APY)

Disclosures