Home Equity Loans
Rates as low as 5.99% APR*
1st or 2nd lien
Tap into your home equity for the cash you need.
Have you been wondering if you can consolidate your high-interest debt into one manageable monthly payment? Maybe you have home repairs you need to get started on or a family vacation that is overdue. No matter what you have on the list, we can help you get the funds you need, so you can relax and enjoy some fun this summer.
Get an affordable payment with rates as low as 5.99% APR*
Lock in financing today for the thing you've been wanting to do.
Streamline your budget, lower your monthly payments and put more money in your pocket.
Outdated kitchen or leaking roof? Tap into your home's equity to lock in a great rate on a loan.
Looking to finance a college education, a dream wedding or make another major purchase? We'll tailor a loan to fit your life.
Your home can help finance improvements to your living space and so much more!
If you have a one-time borrowing need that requires a substantial lump sum payment upfront, such as a home improvement project or debt consolidation, a home equity loan is the way to go. With a home equity loan, you’ll lock in a fixed interest rate and payment for the life of your loan - and enjoy easy budgeting.
Let's talk loans!
When you need a loan, you need a loan expert to develop the perfect solution for your lifestyle and budget. Our representatives don’t take sales commissions, which means they have the sole purpose of finding the best loan for you, not the bank.
Get started by talking to a Dollar Bank Loan Expert today!
* No closing costs for loan amounts up to $500,000. If your loan is prepaid in full within 36 months, you will reimburse Dollar Bank for third-party closing costs paid. The Annual Percentage Rate (APR) shown is accurate as of 7/16/25 and is available to well qualified borrowers for a loan amount of $50,000, a term of 180 months, a loan-to-value (LTV) ratio of 80% or less and a debt-to-income ratio of 45% or less. APR includes a 1/4% discount with any one of several qualifying checking accounts and is not available for the refinance of an existing Dollar Bank loan, line, or mortgage unless the refinance includes $15,000 or more of new money available or advanced. Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Available for one to four family owner-occupied property only. Home Equity Loan transaction must result in first or second lien mortgage and cannot be a purchase money mortgage. The monthly payment per $1,000 borrowed at 5.99% APR is $8.43 for 15 years; monthly payment per $1,000 borrowed at 5.99% APR is $9.75 for 12 years. Payment does not include taxes and insurance premiums, the actual payment obligation will be greater. Your actual APR may be higher based on the amount of your loan, loan-to-value, lien position, repayment term, and review of your credit. Other rates and terms are available. Rate and offer subject to change without notice and cannot be combined with any other offer. Property insurance is required. Borrower is responsible for any recording-related taxes or fees in Maryland and Virginia. Offer does not apply to Home Works Home Loans. For residents of Dollar Bank’s market areas only. Approval is subject to Dollar Bank underwriting guidelines.