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No Overdraft Checking

A checking account with no overdraft fees

Never worry about overdraft fees, because there aren’t any. We won’t let a debit card purchase bring your balance below what you have available, so you’ll never be charged an overdraft fee.* With access to Online Banking and the Dollar Bank Mobile App, you can pay your bills online and never worry about a bounced check.

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  • With totally free access to Dollar Bank, Allpoint and Freedom ATM Alliance network ATMs, you can get cash at 55,000 convenient locations like Target®, Walgreens® and CVS®.***
  • Immediate access to your paycheck with direct deposit.
  • Want to earn interest on your funds? Open a No Overdraft Savings Account as well.
  • Easily switch your direct deposit with ClickSWITCH. Quickly and securely move your direct deposits and other automatic payments, such as Social Security, to your new or existing Dollar Bank account.
  • Assistance from our digital experts: Members of the Dollar Bank Blue Crew are available to meet with you to help you make the most of our online tools.
  • Get paid up to two days early with Early Pay.****

No Overdraft Checking

No Overdraft Checking is certified by Bank On

What does Bank On certification mean?

No Overdraft Checking meets Bank On's National Account Standards and is certified as a safe, affordable checking account with no overdraft fees, low monthly costs and tools to help customers manage their money. 

Accounts certified by Bank On provide safe, low-cost banking options. 

Benefits of a Bank On Account


Account details

Minimum to open$25

View Account and Fee Information

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We're here to help 1-800-242-2265

Dollar Bank representatives are available Monday - Friday from 8:00 AM - 8:00 PM and Saturday from 9:00 AM - 3:00 PM.
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For information on account fees, see the Account Information Schedule.
*Certain transactions are not subject to decline. If any such transaction causes a negative balance, no overdraft fee will apply.
**The Bill Payment Guarantee is for single payments (current or future dated) and recurring payments. The Guarantee does not apply if the payment processing method changes or if the payment is not processed due to a merchant error or events beyond Dollar Bank’s reasonable control. Message and data rates from your carrier may apply for Alerts and Text Message Banking.
***Surcharges from other banks not in the Allpoint or Freedom Alliance Network may apply when using your debit Mastercard® or ATM card.
****Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.
Mastercard is a registered trademark of Mastercard International Incorporated.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Google Pay™ is a trademark of Google Inc.
Apple Pay® is a registered trademark of Apple, Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Google Pay, Apple Pay and Samsung Pay services.
Allpoint is a registered trademark of ATM National, LLC.
CVS is a trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.