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No Minimum Checking

Account benefits

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  • No minimum daily balance requirement.
  • Easy 24/7 access with our free Online Banking and Dollar Bank Mobile App: View account activity and balances, transfer money, pay bills through Online Bill Pay with our Bill Payment Guarantee, send money with Zelle®, set up Account Alerts (text message or email), sign up for Text Message Banking and more.*
  • Free Card Control App: Turn access to your debit card on or off, restrict card transactions, set up alerts and more.
  • Fraud alerts: When we notice suspicious activity using your account debit or ATM card, we will send you a text message with purchase details so you can easily review and reply.
  • Mobile payments with Google Pay™, Apple Pay® and Samsung Pay.
  • Personalize your debit card.
  • Free transactions at Dollar Bank ATMs and surcharge-free ATM access at more than 55,000 locations with your debit Mastercard® or ATM card.**
  • Immediate access to your paycheck with direct deposit.
  • Reach your savings goals by also opening a Statement Savings Account to link to your No Minimum Checking Account. You can earn interest, transfer money between your accounts and have unlimited withdrawals for easy access to your funds.
  • Overdraft Defense includes overdraft protection from a linked savings account and no NSF fees (the fee that is charged when an item is not paid) for all consumer accounts, providing you the flexibility and transparency to effectively manage your accounts. It’s our commitment to shield you from fees, secure and shelter your accounts from added costs and simplify the ability to find out your account balances.
  • Assistance from our digital experts: Members of the Dollar Bank Blue Crew are available to meet with you to help you make the most of our online tools.

Account details

Minimum to open$50
Monthly Service Fee $3 (To avoid a monthly fee, switch to a Free Checking Account by electing to receive eStatements instead of paper statements)
To avoid a Foreign Fee at non-Dollar Bank ATMsMaintain a $2,500 average monthly balance in a linked Statement Savings Account or maintain a $4,000 average monthly balance in a Passbook Savings Account

View Account and Fee Information

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We're here to help 1-800-242-2265

Dollar Bank representatives are available Monday - Friday from 8:00 AM - 8:00 PM and Saturday from 9:00 AM - 3:00 PM.
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Offers are subject to change or cancellation without notice. $50 minimum to open accounts. Accounts with Electronic Statements will be renamed Free Checking.
*The Bill Payment Guarantee is for single payments (current or future dated) and recurring payments. The Guarantee does not apply if the payment processing method changes or if the payment is not processed due to a merchant error or events beyond Dollar Bank’s reasonable control. Message and data rates from your carrier may apply for Alerts and Text Message Banking.
**Surcharges from other banks not in the Allpoint or Freedom Alliance Network may apply when using your debit Mastercard® or ATM card.
Mastercard is a registered trademark of Mastercard International Incorporated.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Google Pay™ is a trademark of Google Inc.
Apple Pay® is a registered trademark of Apple, Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Google Pay, Apple Pay and Samsung Pay services.