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Do what you need at Dollar Bank.

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Don't wait any longer to get a checking account that has access to all the convenience and security you need.

Everything Checking Get our most popular account with all the perks.
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Open your account online today and start enjoying features like: 

  • Smart Savings – Pair your Everything Checking Account with a Smart Savings Account and earn up to 3.75% APY.*
  • 55,000 free ATM locations - Access through Allpoint ATM Network, including Target,® Walgreens® and CVS®.**
  • Early Pay - Get paid up to two days early.***
  • Send Money with Zelle®- Send money to people you know and trust within Online Banking and our mobile app.****
  • Card Security - Use My Cards to turn your card or off and set real-time activity alerts, all within Online Banking or our mobile app.
  • Mobile Pay - Make purchases with your phone.
  • 24/7 Access – Manage your account in Online Banking and our free mobile app.

Looking for a different kind of checking account? We have options for you.

Free Checking Basic checking with no monthly fee and no balance requirement.
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No Overdraft Checking Stress-free checking with no overdraft fees.
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Start Smart Banking Accounts for 13- to 24-year-olds.
See Account Details

Prefer to open your account in-person?

Stop by any Dollar Bank office to talk with our team and get set up with the perfect account for you. Save time by scheduling an appointment.

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*3.75% Annual Percentage Yield on Smart Savings balances up to $10,000. Balances between $10,000.01 and $25,000 will earn an APY ranging from 3.75% to 3.00% based on a rate of 2.47% and balances $25,000.01 and above will earn an APY ranging from 3.00% to 0.75% based on a rate of 0.75%. All rates are accurate as of 1/1/26 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $50 minimum to open. A valid Everything Checking Account is required to open and maintain a Smart Savings Account and the rates for Smart Savings require Everything Checking with eight qualifying monthly posted payments. Limit one Smart Savings Account per customer. For Dollar Bank’s market areas only. National average comparison was based on rates as reported at FDIC.gov on 12/15/25.

**Surcharges from other banks not in the Allpoint network may apply when using your debit Mastercard® or ATM card.

***Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.

****To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

Allpoint is a registered trademark of ATM National, LLC.

CVS is a registered trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.

Mastercard is a registered trademark of Mastercard International Incorporated.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.