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Do what you need at Dollar Bank.

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Don't wait any longer to get a checking account that has all the convenience and security you need.

Everything Checking Get our most popular account with all the perks.

Open your account online today and start enjoying features like: 

  • Card Security - Turn your card on or off and set real-time card activity alerts.
  • Early Pay - Get paid up to two days early.*
  • Mobile Pay - Make purchases with your phone.
  • 24/7 Access – Manage your account in Online Banking and our free mobile app.

Like what Everything Checking has to offer? You'll like it even more when you pair it with a Smart Savings Account.

Smart Savings


  • Earn up to 4.25% APY - that’s more than 11X the national savings rate.**
  • Smart Savings is perfect for customers with balances up to $25,000.
  • Have more than $25,000? Check out our Platinum Savings Account!

Open Now

Looking for a different kind of checking account? We have options for you.

Free Checking Basic checking with no monthly fee and no balance requirement.
No Overdraft Checking Stress-free checking with no overdraft fees.

Prefer to open your account in-person?

Stop by any Dollar Bank office to talk with our team and get set up with the perfect account for you. Save time by scheduling an appointment.

Why bank with Dollar Bank? Our checking accounts all come with these great features.


Open Now

  • Card controls: Turn your card on or off, set up real-time card activity alerts, restrict transactions and more.
  • Get paid up to two days early with Early Pay.*
  • Mobile payments with Google Pay™, Apple Pay® and Samsung Pay.
  • Easy 24/7 access with our free Online Banking and Dollar Bank Mobile App, Send Money with Zelle® and more.
  • Surcharge-free ATMs at 55,000 convenient Allpoint® ATM locations, including Target®, Walgreens® and CVS®.**
  • Fraud alerts: When we notice suspicious activity using your account debit or ATM card, we will send you a text message.
  • Overdraft Defense includes overdraft protection from a linked savings account and no NSF fees (the fee that is charged when an item is not paid) for all consumer accounts.
  • Personalize your debit card.
  • Easily switch your direct deposit with ClickSWITCH.
  • Assistance from our digital experts: Members of the Dollar Bank Blue Crew are available to meet with you to help you make the most of our online tools.

*Early Pay is available for retail account customers in good standing who set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension or government benefits). The timing of when a transaction is credited is based upon when the payer submits the payment instructions to Dollar Bank. Early Pay is not a guarantee that you will receive your direct deposit earlier than your scheduled pay date and Early Pay may be delayed due to unanticipated circumstances.

**4.25% Annual Percentage Yield on Smart Savings balances up to $10,000. Balances between $10,000.01 and $25,000 will earn an APY ranging from 4.25% to 3.50% based on a rate of 3.00%. Balances above $25,000 will earn an APY ranging from 3.50% to 1.00% based on a rate of 1.00%. Rates may change after an account is opened. All rates are accurate as of 2/19/25 and are subject to change without notice. Fees may reduce earnings. Ask for an Account Information Schedule for deposit account details. $50 minimum to open. A valid Everything Checking Account is required to open and maintain a Smart Savings Account and the rates for Smart Savings require Everything Checking with eight qualifying monthly posted payments. Limit one Smart Savings Account per customer. For Dollar Bank’s market areas only. National average comparison was made based on rates as reported by the FDIC.gov on 6/16/25.

***Surcharges from other banks not in the Allpoint Network may apply when using your debit Mastercard® or ATM card.

Allpoint is a registered trademark of ATM National, LLC.

CVS is a trademark of CVS Pharmacy, Inc. Target is a registered trademark of Target Brands, Inc. Walgreens is a registered trademark of Walgreen Co.

Mastercard is a registered trademark of Mastercard International Incorporated.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Google Pay, Apple Pay and Samsung Pay services.

Google Pay™ is a trademark of Google Inc.
Apple Pay® is a registered trademark of Apple, Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.